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SAENZ SR. RE & MTG bROKER2)PH: Cell 786-273-8761 & fAX: 305-559-8489&4SIMPLE PRE-QUALIFICATION FORM54)% REAL ESTATE TRANSACTION DETAILS:&'()+ A. Sales Price:~ =jA, B. Mortgage amount!:ИA D└D└ - C. Interest Rate : ~ @ , D. 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E. Periods per year ~ 2(@ . F. No. of payments ! 2Аv@ D └D └3 .* G. Estimated annual real estate taxes % >pз@D└╕ЕыQ╕О?2.) H. Estimated annual hazard insurance%>Иг@D└ЪЩЩЩЩЩЙ?2.) I. Estimated annual flood insurance~ >Ёx@+." J. Annual mortgage insurance ~ >=4.30% of the base loan amount (automatic calculation)2.) K. Association Maintenance (monthly)~ </ L. Loan to Value013~ *T@#ESTIMATED MONTHLY PAYMENT: "ZQPrincipal and Interest ..........................................................0!Г##Q╫К@D └D └D └D└B;]TReal Estate Taxes ..................................................................@o@ D └ \SHazard Insurance ..................................................................лкккк j@ D└ ^UFlood Insurance .....................................................................а@@ D└ 8/Mortgage Insurance (only if less than 20% down) D└ #TOTAL MONTHLY PAYMENT$$$#чfс¤Х@ %└└B`WAssociation Maintenance ..............................................................~ #GREAT TOTAL (a)$$$#чfс¤Х@ %└└B$6Information for Ratio No. 1661 (Car Payment (if more than 8 months left)~ Fy@,!#Credit cards-total minimum payments~ !GC":Credit cards (5% of all balances without minimum payments)~ "G#Others~ #H$Total monthly debts$$6Information for ratio No. 2$6$6#$Iy@ % #└└B&Monthly Income:&' Borrower 1~ 'F@п@'O These guys have to 'P(  p)  *  +  -  /  0  2  3  5  7  ( Borrower 2(G(Lmake at least yearly:(M) Borrower 3)G)L)M* Borrower 4*H*L*Npч@ D+└ +TOTAL MONTHLY INCOME#+I@п@ %'*└└B+Q+R'-Front end and Back end RATIOS:/C FHA Ratio 1/D!/8√%╡╖гЫ╒? D└D+└/JMax.=29%/AConventional Ratio 1/B!/8√%╡╖гЫ╒? D└D+└/J Max.=28% 0E FHA Ratio 20E+09aМ ▄?D$└D└BD+└0KMax.=41%0?Conventional Ratio 20@+09aМ ▄?D$└D└BD+└0KMax.=36%236 RATIO NO. 1 =36%3Great Total / Monthly Income57 RATIO NO. 2 =54;52Great total + Total monthly debts / Monthly Income77>╢777а ) Arial